Emergency Vet Visits
Virtual, In-home/In-Office Care
Hospital Stays
Surgeries
X-Rays
Ultrasounds
CT Scans
Laboratory Tests
Cancer Treatment
Hereditary and Congenital Conditions
- Hip DysplasiaOnly covered in pets under 6 years old: Only covered in pets under 6 years old
End of Life Care
Pet Ambulance
- Prescription MedicationPlease note, Wagmo Insurance will only cover the first 50% of prescription medication costs.: Please note, Wagmo Insurance will only cover the first 50% of prescription medication costs.
Deductible
How we're different
Co-Insurance
How we're different
Lifetime Limit
How we're different
Waiting Periods
How we're different
Incident Limits
How we're different
With Wagmo, you can start using your pet wellness plan immediately after enrollment. For our pet insurance, there’s a short waiting period—just 15 days for accident/illness coverage coverage and 30 days for cancer coverage. This is to prevent fraudulent claims and to ensure we can continue offering competitive rates to all our members.
A pre-existing condition is defined as any injury, congenital disorder, or illness that has been prominent and/or identified by a veterinarian prior to signing up for Wagmo Insurance or before the end of the waiting period.
Any licensed vet! Once you submit your claim, our insurance team takes it from there.