• Emergency Vet Visits

  • Virtual, In-home/In-Office Care

  • Hospital Stays

  • Surgeries

  • X-Rays

  • Ultrasounds

  • CT Scans

  • Laboratory Tests

  • Cancer Treatment

  • Hereditary and Congenital Conditions

  • Hip DysplasiaOnly covered in pets under 6 years old: Only covered in pets under 6 years old

  • End of Life Care

  • Pet Ambulance

  • Prescription MedicationPlease note, Wagmo Insurance will only cover the first 50% of prescription medication costs.: Please note, Wagmo Insurance will only cover the first 50% of prescription medication costs.

Deductible

How we're different

  • With Wagmo, you can start using your pet wellness plan immediately after enrollment. For our pet insurance, there’s a short waiting period—just 15 days for accident/illness coverage coverage and 30 days for cancer coverage. This is to prevent fraudulent claims and to ensure we can continue offering competitive rates to all our members.

  • A pre-existing condition is defined as any injury, congenital disorder, or illness that has been prominent and/or identified by a veterinarian prior to signing up for Wagmo Insurance or before the end of the waiting period.

  • Any licensed vet! Once you submit your claim, our insurance team takes it from there.