Emergency Vet Visits
Virtual, In-home/In-Office Care
Hospital Stays
Surgeries
X-Rays
Ultrasounds
CT Scans
Laboratory Tests
Cancer Treatment
Hereditary and Congenital Conditions
- Hip DysplasiaOnly covered in pets under 6 years old: Only covered in pets under 6 years old
End of Life Care
Pet Ambulance
- Prescription MedicationPlease note, Wagmo Insurance will only cover the first 50% of prescription medication costs.: Please note, Wagmo Insurance will only cover the first 50% of prescription medication costs.
Deductible
How we're different
Co-Insurance
How we're different
Lifetime Limit
How we're different
Waiting Periods
How we're different
Incident Limits
How we're different
Wagmo Insurance has a waiting period of 15 days in most states. For cancer treatments, the waiting period is 30 days. If you’re interested in the real nitty gritty details, please see our insurance disclosure here.
Please note that for some states we offer zero-day waiting periods, but selecting this option requires you to receive and send us medical records within 15 days of signing up.
Any licensed vet in the United States. Once you submit your claim, our insurance team takes it from there.
Yes! Cancer treatment is covered under Wagmo Insurance. We try to help ease the issue while on the road to recovery.
Every Wagmo Insurance policy comes with an endorsement for cancer coverage. There is a waiting period of 30 days for cancer, so as long as there were no clinical signs of cancer before enrollment or during the waiting period, your coverage will apply just like it does for any other medical condition. Please note that all claims are subject to review as well as the incident limit specified in your policy.
While we wholeheartedly support and recommend spaying / neutering your pet(s), we do not cover spaying or neutering under any Wagmo Insurance or Wagmo Wellness.