You wouldn’t be alone if you were stuck contemplating how much pet insurance cost and whether it is worth it or not. With the cost of pet and vet care, you might be missing out on some major savings! Let's break down insurance and wellness plans, how much they cost, and if they would be a good fit for you.
Pet insurance coverage is similar to human insurance in many ways. However, human health insurance works on a copay basis (you pay a certain percentage and the insurance covers the rest), while pet insurance is usually paid by reimbursement.
At Wagmo, we offer a few different options for the type of care or plan that will be best for your animal. Wellness plans start at $20/month, and Pet Insurance plans start at $13/month. The cost is typically determined by your location, animal’s age, breed, and plan preference. You can mix and match to build your perfect package!
Let’s break down Wagmo’s pet insurance costs to better understand the terms:
Most plans include preventative care, emergency costs, or routine care which is typical for most pet owners, including dogs and cats:
Pet insurance plans will not usually cover pre-existing conditions. For example, if your pet breaks a leg before you get insurance, the care for their leg injury will not be covered. More expensive plans will also have provisions for hereditary conditions, congenital conditions, chronic conditions, and routine care.
Take some time to look through the healthcare market for pet policies, and you'll find the one that offers a good balance between costs, savings, and help for your pet.
Our wellness plans cover what typical insurances won’t. We offer three different wellness plans so you can select exactly what is right for your pet, whether it’s value, classic, or deluxe. This coverage is for day-to-day pet care that many pet parents will usually be paying for out of pocket for anyway. This coverage includes:
67% of U.S. households, or about 85 million families, own a pet, but only 1% of those pets are insured. This means any pet that has an accident or gets sick is being paid for out of pocket by their humans, leading to debt or even economic euthanization.
Anyone who owns a pet should consider pet insurance for peace of mind. The monthly cost may turn some away while their pet is still young and healthy, but you can never anticipate what might happen as they grow older. Accidents happen, and health conditions can come out of nowhere.
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