Pet care coverage from head to tail

Get covered in minutes!
Get covered in minutes!

Wagmo Wellness

Wagmo Wellness includes everything from routine check-ups to preventive care. Plus, no exclusions around pre-existing conditions!

Wellness Visits





Member Perks

Explore Wellness

Available for:



Wagmo Insurance

From injuries to illnesses, Wagmo Insurance provides up to 100% reimbursement and customizable plans, giving you peace of mind for the unexpected.







Available for:



Getting started with Wagmo is easy

Visit any licensed vet or service provider

No network necessary - you’ve got the power to choose.

Take a photo of your vet bill and upload it

Submit a photo of your bill and let our magical claims processing do the rest

Get reimbursed with the following:

We’re a new breed of coverage, with benefits like no other….

True tales from our Wagmo pack

Covered with Insurance plans

Protected with Wellness plans

Oscar needed...

X-Rays for a broken leg

Wagmo Insurance covered:


Explore Insurance

Max needed...

Lyme and bordetella vaccines

Wagmo Wellness reimbursed:


Charlie needed...

Surgery for hip dsyplasia

Wagmo Insurance covered:


Buddy needed...

A routine exam

Wagmo Wellness reimbursed:


Get your pet covered today!

Always on. Always caring.

VETalk (24/7 Telehealth)

Around the clock virtual care is now included with our VETalk telehealth capabilities. Connect with live Vets and Vet Techs for help with anything from diet and nutrition advice to illness prevention.

Behavior Consultations

Dental Care


Pet Training

Nutrition Guidance

Joint Health

Explore VETalk

Real pet parents. Real reviews.


  • Think of wellness plans as preventive care, and insurance as a safety net for unforeseen circumstances. Our wellness plans provide over $1,100/year in reimbursements and value for everyday care expenses like annual visits, grooming and 24/7 telemedicine support.

    Wagmo Insurance plans reimburse your unexpected costs related to accidents, illnesses, and injuries. Our insurance plans cover up to 100% of costs after your deductible.

  • With our wellness plans, we work swiftly to ensure you receive your reimbursements within 24 hours of claim submission. For our insurance claims, our goal is to process and reimburse within a 2-week window. During high claim periods, this timeline may extend, but we’ll always keep you informed and work diligently to get your reimbursement to you as quickly as possible.

  • With Wagmo, you’ll always know what to expect when it comes to reimbursements. Once you select a wellness plan or insurance, you’ll receive a clear breakdown of what services are covered and to what extent. If you have any questions or need more clarity, our support team is just a chat or call away.

  • Yes, every dog & cat qualifies for our Wellness Plans - there are no restrictions based on age, breed, pre-existing conditions or health status. Our insurance plans are available for cats and dogs, and are priced based on a number of factors including your pet’s age, breed, and the cost of care in your Zip code. Note that there are some limitations on coverage under insurance based on your pet’s age or pre-existing conditions. For more information, we recommend reaching out to our support team to select the best coverage for your pet.

  • With Wagmo, you can start using your pet wellness plan immediately after enrollment. For our pet insurance, there’s a short waiting period—just 15 days for accident/illness coverage coverage and 30 days for cancer coverage. This is to prevent fraudulent claims and to ensure we can continue offering competitive rates to all our members.